To support what I am saying, let me call for your attention the truth that the board of appeal has had many hearings. At the outset, while the board of appeal established no fixed policies and thought that an owner ought to be given an opportunity to own and operate his motor vehicle under the new law without having to be penalized for his record underneath the old, yet in many instances subsequent acts for that motor vehicle owner because the  law has been operating have been found to be reasons for the supporting from the companies within their judgments to refuse or to cancel. Several automobile  cheap car insurance owners in Massachusetts have discovered, much for their surprise, that the law contains very sharp teeth, and among other reasons which have been supported by the board like a just cause for refusing or canceling is driving a motor vehicle while intoxicated by liquor. The board has stated in no uncertain terms that no business shall be compelled to hold as a risk any person who operates his motor vehicle while intoxicated by liquor.  It’s also decided with equal certainty that persons operating cars for unlawful purposes should be  considered undesirable risks, and for various other causes and reasons the businesses have been supported in their judgments.

The chief benefits to be cheap insurance Seattle derived from the decisions and judgments from the appeal board are not to be found within the fact that a specific individual continues to be -deprived of his right to own and operate an automobile in Massachusetts, but instead in the psychological effect that such decisions when known have upon others. I’m of the strongest opinion that when the motoring public becomes aware of the fact that if they’re negligent and reckless and cause accidents, they’re likely to be from the highways entirely, not only as owners because of their inability to obtain insurance, but as operators because the Registrar of Cars, being a member of the appeal board, won’t permit them to have operators’ licenses, then the reaction is going to be beneficial. Quite simply, the motor vehicle owners of Massachusetts will ultimately be brought to a state of mind where they’ll see that unless they conduct themselves properly around the highways and therefore are careful in the operation of their cars they will not be permitted in effect either to own or manage a car.
 
In 1924, you will remember, I in no way made any personal commitments because of or against the proposition for a compulsory automobile insurance law and Today, I am heartily in favor of such a law. Many of us are familiar with the great and growing quantity of deaths and injuries caused to the people of this country through the operation of cars. We are all equally acquainted with the many efforts which are being designed to prevent those deaths and injuries, and while it may be truly said that we should remove the cause and prevent or reduce accidents instead of provide compensation, yet such prevention, and, in the light of existing facts, even reduction is really a long way off and to a very large degree the idea is Utopian, sad as it may be to admit it. ,We’re bound, therefore, to show to such remedies for that dis-ease as are palliative, using the full knowledge that the. cure is impossible. In my opinion, compulsory insurance coverage is and will be a palliative, and, if given a fair trial, will do more to produce care on the part of motor vehicle owners and operators and thus prevent accidents than any single remedy that has hitherto been suggested.